Listed for just $93,500, this property in Ellijay, Georgia, offers an exciting opportunity for investors, experienced renovators, and buyers looking for a home with land and plenty of potential.

Situated on a private 1.92-acre lot, the property features a 1,655-square-foot house with three bedrooms, one full bathroom, and several attractive features that could make it worth exploring for someone ready to take on a renovation project.
Located in the beautiful North Georgia region, this property combines the appeal of a spacious rural setting with convenient access to Ellijay. The home needs work and is being sold strictly as-is, where-is, with the seller making no repairs.
That means buyers should approach the opportunity with a clear renovation plan, a realistic budget, and a careful assessment of the property’s condition.
For the right buyer, however, the combination of acreage, living space, and a relatively low asking price could provide a foundation for creating a personalized residence or evaluating a potential investment.
A Spacious Property with Room to Grow
One of the most appealing aspects of 345 Banner Cir is the amount of land included with the property. The 1.92-acre lot provides considerable outdoor space compared with many homes situated on smaller residential parcels.

For buyers who value privacy, room to garden, or the freedom to enjoy outdoor activities, the acreage could be a significant advantage. The property may offer opportunities to create outdoor seating areas, establish landscaping, develop garden spaces, or simply enjoy the natural surroundings of North Georgia.
The setting could also appeal to buyers who prefer a quieter environment without feeling completely disconnected from nearby amenities. Ellijay is known for its mountain scenery, outdoor recreation, and small-town atmosphere, making the surrounding area attractive to people who appreciate a balance between rural living and access to town.
Because the property has no homeowners association, buyers may have greater flexibility in how they use and maintain their land. Nevertheless, zoning rules, local ordinances, easements, and other restrictions should be verified before making plans for additions, outbuildings, or alternative uses.
A 1,655-Square-Foot Home with Three Bedrooms
The house offers approximately 1,655 square feet of living space, providing a substantial footprint for a property listed at $93,500. With three bedrooms and one full bathroom, the home has a traditional layout that could potentially be adapted to suit different needs.

The three-bedroom configuration may appeal to a household looking for additional sleeping space, a buyer who needs a home office, or someone who wants a dedicated guest room. The existing layout provides a starting point for renovation, although the condition and functionality of individual rooms should be assessed in person.
One of the bedrooms is located on the main level, an arrangement that could be convenient for residents who prefer not to rely on stairs for everyday living. The property also has a main-level full bathroom, offering practical access to essential facilities.
For a renovator, the goal could be to improve the existing layout while preserving the home’s useful features. Depending on the condition of the structure, a renovation might involve updated flooring, fresh paint, improved lighting, new fixtures, or more extensive work on the kitchen, bathroom, and mechanical systems.
Before beginning any improvements, prospective buyers should determine whether the home requires repairs to its foundation, roof, plumbing, electrical wiring, or other major components. These expenses can significantly influence the total cost of ownership.

Family Room with a Fireplace
The family room is another feature that may attract buyers looking for a home with character and a comfortable gathering area. A fireplace can become a natural focal point, helping create a welcoming atmosphere during cooler months.
With thoughtful improvements, the family room could become a central space for relaxing, entertaining, or spending time with family. Updated finishes, appropriate lighting, and a carefully planned furniture arrangement could help make the room feel more inviting without necessarily requiring a complete redesign.
However, the fireplace should be inspected before use. Buyers should confirm its structural condition, determine whether the chimney needs attention, and establish whether any repairs or safety improvements are necessary.
For someone undertaking a renovation, retaining and improving a functional fireplace could help preserve a traditional feature while adding appeal to the finished home.

A Sunroom with Additional Potential
The property also includes a sunroom, providing another space that could become one of the home’s most enjoyable features.
Sunrooms can offer a connection to the outdoors while allowing residents to relax in a bright, sheltered environment. Depending on its condition and design, this room could potentially serve as a reading area, a place for morning coffee, a hobby space, or an informal sitting room.
A renovation could focus on improving the windows, flooring, insulation, and overall comfort of the space. Buyers should carefully examine the room for water intrusion, damaged materials, and other issues before deciding how to use it.
If the sunroom is structurally sound, restoring it could help the property feel more spacious and provide a distinctive feature that complements the surrounding acreage.
Storage Shed and Carport Parking
Beyond the main house, the property includes a storage shed and a carport with parking for three vehicles. These features offer practical benefits for buyers who need space for vehicles, tools, lawn equipment, or renovation supplies.

The carport could be particularly useful for protecting vehicles from direct sunlight and precipitation. Meanwhile, the storage shed may provide space for gardening equipment, outdoor furniture, and other items that would otherwise take up room inside the house.
Investors and renovators may also appreciate having additional storage space available while completing improvements. The condition of both structures should be checked, including their roofs, supports, flooring, and any electrical installations.
Together, these exterior features add useful functionality to the property and provide more than just the main residence itself.
A Renovation Opportunity for Investors and Buyers
At $93,500, this property is being marketed as a genuine renovation opportunity rather than a move-in-ready home. The seller has specified that the sale is strictly as-is, where-is, and that no repairs will be made.

That distinction is important. Buyers should not assume that the home’s systems or structural components are in working order simply because the property includes several desirable features. A professional inspection, contractor estimates, and a review of any available maintenance records can help establish the work required.
Investors should also research comparable properties in the area and calculate their projected expenses before making an offer. Potential costs may include repairs, renovation materials, labor, insurance, utilities, permits, and ongoing maintenance. Any resale or rental strategy should be based on realistic local market information rather than assumptions about future value.
For buyers planning to occupy the home, the same preparation can help determine whether the project fits their budget and timeline.
The absence of an HOA may be appealing, but buyers should still verify applicable property-use regulations and confirm that the home’s existing improvements comply with local requirements.

Enjoy the North Georgia Setting
Ellijay is an appealing destination for people who enjoy mountain landscapes, outdoor activities, and a quieter pace of life. The broader region is known for its scenic roads, wooded surroundings, hiking opportunities, and proximity to outdoor recreation.
The property’s 1.92 acres could provide a private setting for enjoying the outdoors, creating a garden, or spending time away from busier residential areas. Its location near Ellijay also offers the possibility of balancing a more spacious property with access to local services and amenities.
For buyers who have been searching for a home with land rather than a small suburban lot, this property presents an opportunity worth investigating.

Is This $93,500 Property Worth a Closer Look?
345 Banner Cir offers three bedrooms, one full bathroom, 1,655 square feet of living space, a family room with a fireplace, a sunroom, a main-level bedroom, a storage shed, and a three-vehicle carport. All of this sits on approximately 1.92 acres with no HOA.
Its $93,500 asking price may attract buyers who are willing to invest time and money into a renovation. Still, the as-is sale terms mean that careful inspections and detailed cost estimates are essential before proceeding.
For an experienced renovator, an investor with a well-planned budget, or a buyer hoping to create a personalized home in North Georgia, the property offers land, space, and the opportunity to shape its next chapter.
FROM ZILLOW